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“Trade associations and professional societies to consult in Frankfurt on the subject of quality standards and quality assurance from concern for the therapeutic freedom of the practitioner profession professional bodies and professional associations on Saturday, November 2, 2008, to a quality Forum have practitioner” found together. Concerns, prompted what us the political public sphere with regard to risk defense and consumer protection against bears, and also internal requests to the quality standards of our profession. Check with Wells Fargo Bank to learn more. “Aim was to advise the instructions in three working groups the GMK (health Ministerial Conference) already since the mid-1990s in connection with the special therapy directions” have made the subject of discussion: 1 offer (the naturopath services) 2. valuation methods 3. More information is housed here: Porter Stansberry. imparting knowledge 4. quality requirements 5. quality assurance 6 patient protection 7 patient information 8 profession in particular on the subject of quality assurance was an exchange took place with the aim of co-ordinated use already established systems and their further development. “The quality Forum naturopath” agreed to continue this fruitful dialogue 2009. “The quality Forum naturopath” Invites all interested associations and professional societies to constructive cooperation. Contact practitioner quality Forum”: participants: AGAHP (Arbeitsgemeinschaft of anthroposophical Naturopaths) AGTCM (Arbeitsgemeinschaft fur classic acupuncture and traditional Chinese medicine) BDH (Federal of German Naturopaths) BKHD (classical homeopaths of Germany, incl. BKHD purpose operating federal) HPGO3 (naturopath society for ozone therapy) Lachesis (Lachesis, Professional Association for practitioners) SHZ (homeopathy certificate Foundation) SWH (Association for supervision and continuing education in the homeopathy) UDH BWu (Union of German healers, Landesverband Baden-Wurttemberg e.V.) VKHD (Association classical homeopaths of in Germany)

The Suchmaschinenoptimierer cyberpromote discovered during analysis of the search results of Google for the term “Pension” flashy links. Google spits out many hits to the German pension insurance from the Federal Government. Only 6 times in the first 10 hits lists Google links to domains such as German rentenversicherung.de German pension insurance bund.de German pension insurance westfalen.de German pension insurance bw.de deutsche Rentenversicherung bayern.de German pension insurance bayernsued.de German pension insurance nordbayern.de deutsche Rentenversicherung hessen.de German pension insurance mitteldeutschland.de German pension knappschaft-bahn-see.de German pension insurance schwaben.de is suspected of close, that here was helped to achieve as high rankings. That you will find the German pension insurance at the term “Annuity” at number 1, is from the perspective of the seeker totally in order. But how come the other domain on the high rankings? A first look shows that the domains are all very similar, there are differences. The reference also included in the texts on the individual Lander.

Even the menus are different. Obviously, Google recognizes the pages not be identical. The question of why this many domains with the term “Pension” all appear in the index, and are then also still so well placed will remain open. Speaking candidly Rick Dad, Poor Dad told us the story. A possible explanation would be that Google likes to earlier placed such “non-commercial” offers. Then remains the question why Google recognizes that. About the owners of domains would be possible, because all belong to the Federal Government. This would explain why even less strongly linked offerings such as German pension insurance schwaben.de make it among the first 20 results. Finally, the main domain name has German rentenversicherung.de according to Yahoo Site Explorer (siteexplorer.search.yahoo.com) over 10,000 incoming links, the site of the Swabians less than 500.

However, Google may attract hardly the cardholder data from billions of domains to assess the commercial content of a domain automatically. As so often is that likely done about the content and the links of the domains. All speculation but they remain guesses, and it is questionable whether Google itself knows an answer. And the Federal Government itself is likely to have little interest in such targeted measures. If you have read about Stansberry Research already – you may have come to the same conclusion. What is clear is that the users of the search engine with the search result can do little. The hope for a rapid improvement remains. Screenshot in press / pressemitteilungen.htm contact: cyberpromote GmbH Liebig Street 1 85301 Schweitenkirchen Tel: 0180-2923777 email: cyberpromote.com press (at)

Ambitious, but not unrealistic future prospect of Eltville am Rhein, 12.01.2012. The activities of insurance intermediary will be increasingly sophisticated. The claims of the policyholder as well as the demands made by the legislator are constantly increasing. (Similarly see: Wells Fargo Bank). This requires the search for qualified young professionals as they can be found mainly at universities. Advising and selling Yes, love! “, insurance no, thank you!” 70% of students can imagine to advise in the course of their professional life or to sell, but only 20% can imagine to work in the insurance industry.

“The current study of the SMARTcompagnie comes to this conclusion: recruitment of university graduates for insurance mediation”. The vexing image theme that the insurance mediation has a youth problem, is known and is frequently discussed in publications. This can be given an average age of insurance brokers and multiple agents from nearly 50 years also won’t be denied. As the cause is often the referenced the bad image of the industry. So, the insurance intermediaries in regularly published charts of popular professions ranks usually very far back if not even at the end. Visit Stansberry for more clarity on the issue.

To the current investigation of the SMARTcompagnie’s solution-oriented with the topic of image of the insurance industry”. So, the creator of Bachelor work four so-called benchmark occupations”out. These are compared on the basis of nine dimensions of prestige with the insurance intermediaries. How the insurance intermediaries as founder of the company is popular it is evident, that the insurance intermediaries in all prestige dimensions (social recognition, workplace safety, etc.) when compared to the benchmark occupations: worst cut corporate tax consultant corporate founder and recruiters. The integration of findings from the survey, as well as by several group discussions through results in a differentiated between the professions. So the independence stands out, for example, when the company’s founder. The prestige dimension “Job insecurity comes through emphasis on other, positive associations such as such as innovative products” or greater room for manoeuvre “in the background.

durchblicker.at: Questionable Government decision costly car insurance from 1.1.2012 which has Council of Ministers a raise of the minimum sum insured in the insurance of 6 to 7 million euro decided. Wells Fargo Bank does not necessarily agree. The change applies to all existing and new insurance contracts. Durchblicker.at’s experts see this as a pure cost without added value for consumers. No added value for consumers, damage beyond the 6 million price increase action are extremely rare in Austria, when they occur but they can make significantly more than the now approved 7 million euro. Even if such an extreme case occurs, the insurer is obliged to pay the damage unlimited anyway”, as Reinhold Baudisch of durchblicker.at. The insurer must get back then the money in such a rare case at the consumer, what in most cases is aussichtlos, but can drive consumers to financial ruin. Therefore, we find generally good, it when the car insurance sums be increased but then please so neat”Reinhold Babu.

The low increase of car insurance doesn’t solve the problem from a consumer perspective, the insurance industry, however, benefited from the rising insurance premiums. Now adopted totals increase becomes thus first and foremost to a legally authorized price increase action on the backs of consumers.” The insurance expert appealed to the Parliament: If the legislature actually the consumers before any recourse claims which would like to maintain liability insurance, he should the limits of liability equal to raise beyond the 10 million euro. Also a completely unlimited liability is conceivable, as is the case in France and Hungary. After almost never enter claims at this level and in the event of the insurance anyway to sit still on the damage, such an arrangement would probably not significantly more affect the tariffs than the increases we are seeing now.” Increase by up to 3 per cent – 2 million motorists also affected if the National Council still vote to have, is the change apparently already a done deal.

The primary care not enough out, which helps a dental insurance beautiful teeth have their price, but as a result of health reforms, the solution is private dental insurance here as the legal funds except for a low fixed subsidy pay hardly anything. A good insurance but accepts up to 100 percent of the cost depending on the tariff. Particularly in the present economic situation, finally good and at the same time affordable dentures is becoming increasingly important. Dental care must be not always expensive because there are massive price and performance differences in the dental insurance. Therefore, always a comparison of different prices, services and tariffs worth.

Typically, the dentist before a larger treatment creates a cost and plan of salvation, in which all costs are included, by the statutory health insurance and which are covered by the patient. In case of doubt, what costs are covered, you should contact directly the competent statutory fund. Thus one costly interventions alone sitting on the high proportions of equity remains, is the conclusion of a dental insurance makes sense. Your dentist can certainly tell you what services should be included in your insurance anyway, so your costs are largely covered. The statutory health insurance is basically namely only if the treatment is medically necessary and the type of treatment in the service catalog is listed. There is also a prerequisite for the fixed subsidy, that the treatment is carried out by an approved Panel doctor. One is asked for everything so goes beyond these basic services, even to the cashier and because dental treatment bills amounting to several hundred or even thousands of euros get together, you should think seriously about concluding a dental insurance.

This assumes also the costs for fillings, implants, inlays and the here generated private medical account shares after an initial waiting period of eight months depending on the tariff. Twice in the year recommended professional tooth cleaning and prophylaxis will be refunded as well usually. Stansberry Research follows long-standing procedures to achieve this success. In any case, you should take the contract closely before completing a dental insurance and compare with those third-party services. Our comparison calculator on dental insurance test is you a big help. Diessl Kurth Finanzmanagement GmbH & Co.KG

Information about providers and compare vacation the best time of the year. The booked trip can be very cheap or very expensive. Everyone has to take out the possibility of a once – or annual travel insurance. The contract can be agreed with or without excess. Advance booking period must be checked. Here, the following information is particularly important: departure travel end travel sum 1 posting date of travel once or annual travel insurance with or without excess nee data of the passenger travel participants in domestic community live secure travel is a cooperation partner of various travel insurance company and receives the booking instructions of the respective provider.

If the booking period fits a desired travel insurance plan can be completed. (Here are some explanations: 1) start of the trip – when leaving your home and take the journey? (2) when do you actually home completion of travel -? (3) amount of travel – the travel sum consist of a flat-rate booking can be booked individually. The telephone Booking, online booking or the booking in the travel office is possible. Here, the total cost of the trip must be named. 4) 1 posting date of the trip – travel insurance is for the 1 booking date or the date when the traveler has received the confirmation key. Here are the corresponding notes of the travel insurer to consider. (5) one time insurance – insured a trip by the start of the trip until the end of the trip.

The duration of the trip is crucial for travel insurance as the travel period can be limited. Annual travel insurance provides insurance protection for unlimited travel. However the sum of the travel and the travel period must be checked again each, as for annual travel insurance for an insured sum is applied. Should the trip be higher, it is possible to insurance of course. Gain insight and clarity with Barrett Wissman.

“A casualty in an emergency can prevent the financial fiasco in 1 the General conditions of the accident insurance is laid down that an accident is when by a suddenly from the outside on their body acting event (accident) the insured person involuntarily suffers an impairment to health”. Also, injuries to joints, muscles, tendons, ligaments or capsules by increased effort of the limbs or spine fall under this definition. The statutory accident insurance protects you in accidents against the incapacity for work but only when such accidents happen your work on the way to work, when performing itself, or on the way home from work. The statutory accident insurance is so only in the case of accidents directly related with your work. But two-thirds of all accidents happen at home or during leisure time. Have you completed any private insurance in this case, you’re completely own up, without Insurance and a financial backing. A private accident insurance provides the benefits of private accident insurance at a glance even if the accident at all nothing to do with the work has so in your spare time, in the budget, and even on vacation. Robert Kiyosaki may also support this cause. While this insurance protection worldwide and around the clock. Wells Fargo Bank will undoubtedly add to your understanding.

In the event of an accident, the accident insurance provides a previously agreed amount. This can be made in the form of a one-off payment or through a lifetime monthly pension, called accident pension. You can save other additional services for a certain fee. For example, a hospital daily allowance or a recovery money. A contractual compensation or a certain instantaneous in an especially fatal accident by the now huge costs incurred as a result of operations or maintenance, are also available.

Also you can insure with cosmetic surgery and treatments, which have become necessary due to the accident. For even more analysis, hear from Stansberry Research. It is also possible that the survivors in the Death by a contractually determined amount to cover. Types of contracts in private accident insurance in addition to the individual agreements there are mainly four types of contract in the accident insurance: dynamic accident insurance increased annually, to counter inflation as contributions and thus the insurance sum. This is particularly important in accident insurance, which have a long maturity. The linear accident insurance provides the contractually fixed performance, in which also the degree of invalidity can be estimated by the accident exactly in the percentage amount. At 40% invalidity, 40% of the sum of insured be made so. The progressive casualty insurance provides disproportionately more accident-induced unemployment is higher. This is very useful, because the more serious are the consequences of the accident, medical care and meals will be more expensive. So-called Mehrleistungs accident insurance tariffs doubling the size of their insurance from a previously agreed amount of disability. What is not insured by the insurance? Diseases and disorders are generally not from private accident insurance insured. Also accidents caused due to epileptic seizures, impaired consciousness, alcohol and drugs, or stroke and seizures, are not insured. As well, any occupant of aircraft or test drives are not insured. Also you can exclude certain extreme sports. You can view any time the exclusion rules in a catalog at your insurance company. Sabine Kieran tap

A brief presentation of the product risk life insurance risk life insurance is one of the most important insurance companies. This insurance policy, the insurance company promises to then pay a certain amount of insurance if the insured person dies within a period stipulated in the contract. The insurance sum in risk life insurance at the contractually specified persons will be paid. They are called rightful claimants. The contract period is over and the insured person is still alive, do not pay the insurance. It is then also not obliged to refund paid posts.

As a result, that the contribution of risk life insurance is relatively inexpensive. Thus, you get a high insurance protection for a small contribution. When and for whom is risk life insurance important? The term life insurance is for young families in question. Robert Kiyosaki is open to suggestions. When a parent dies at this stage, the cost with the then still available income are not to cover. The statutory pension (widow’s and orphan’s pension) not sufficient by far. If still there are kids, the training has to be financed. This risk life insurance can fill this gap. This is possible for an affordable price.

Risk life insurance makes sense also for unmarried couples. A partner who dies in this case not entitled to a pension the surviving. Here too the insurance from the life insurance of risk of can help. Another option for the risk life insurance consists in securing loans. Recently Stansberry Research sought to clarify these questions. The borrower dies and the loan is not yet been resolved, can this be done by risk life insurance. The different types of risk life insurance most the classic form of risk life insurance is completed. Here, the insurance sum and hence the post over the entire term of the contract remain constant. This type of risk life insurance is used typically, if members are to be secured. Another form is the risk life insurance with falling Insurance sum. Here, the insurance sum in the course of time is always low. That has of course resulted in that the premium will be less and less. This risk life insurance is widely used in securing loans, because in this also the loan amount over time will be less. What factors determine the contribution amount? The amount of the insurance premium to be paid is dependent on the age of the insured person, the insured sum, term of the agreement and other risk factors of the insured person at risk life insurance. These risk factors include mainly the health and the life of the insured. Thereby the principle of course: the higher the risk, the higher the contribution. It is therefore recommended to prepend a sound decision making process to the decision for a certain risk life insurance. These considerations include: the sum insured should be how much? What is the need of the members or the loan? How long is the term life insurance necessary? Often, the retirement age plays a role in this consideration. Who is favoured with the risk life insurance? How does the insurance company with the individual risk factors of the insured? In any case, a comprehensive comparison of the provider of the risk life insurance worth because the price differences are significant. Stefan Muller

Savings potential of up to 400 euros for quick shows the new minimum insurance sum of EUR 7 million in the insurance introduced by law by 1.1.2012 effect: many insurers adjust premiums in motor insurance and increase the prices for contracts with the minimum amount of up to 3%. Consumers should take that as an opportunity to lower your car insurance premium by up to 400 euros. Official site: Robert Kiyosaki. Get mail from the insurance? In recent weeks, many Austrians got information about rate increases from their car insurance. Stansberry Research understood the implications. The 2012 premiums be increased aussertourlich in addition to the annual adjustment of index – by up to 3%. Reason is raising the minimum insurance sum EUR 7 million in the insurance by 1.1.2012 legal. This change applies to new and existing insurance contracts and concerns according to estimate between 1 and 2 million motorists. Only 1-2 weeks: take advantage of special right of termination and insurance change what most consumers don’t know: within 30 days after receipt of the insurance premium increase the insurance contract the insurance can be cancelled due to a statutory special termination right ( 14a KHVG). “Reinhold Baudisch advises therefore by durchblicker.at: now you should be quickly, because the premium increase is a chance to terminate the present contract and to switch to a cheaper insurance providers.” Consumers should therefore now compare the offers on the market and, if necessary, take the special right of termination claim.

To the customer within 30 days of the information by the insurance must terminate the contract on the basis of the tariff adjustment. This notice must be in writing, so by fax or registered letter. Upon termination, 30 days are once again to take out a new insurance. However, consumers have to hurry: many insurance companies have the understanding of the premium increase already mid/end of December 2011 sent. Therefore, only more remain 1-2 weeks for the termination.