Archives - January, 2013



19 Jan 13

A tenant can rent an apartment in Spain for an average price of 755 euros per month, only 13 euros cheaper that six months ago. If I would have hired him a year ago, it would have gone much more expensive, it would have had to pay $ 50 more a month for the same floor. This decrease in the rental price has been steady from a year ago in which a tenant had to pay an average of 805 euros per month for rent, but in the last six months seems that fall has stabilized by registering a half-yearly drop of 1.7%. If the annual variation look, the fall is much more drastic: 6.2%. Thus notes it the report of June on the price means the rental of housing in Spain prepared by Enalquiler. The ranking of the rental by autonomous communities is no surprise, the classic Madrid (1,107 euros), Basque country (978 EUR) and Catalonia (830 EUR) occupy the top positions and continue erecting such as the most expensive to live in rent, while that Extremadura (488 euros), Castilla La Mancha (522 euros) and La Rioja (536 euros) are the cheapest.

If the tenant lives in a large urban core and work center as Madrid (1219 euros) or Barcelona (1,042 EUR) you must allocate much of his salary to pay the rent because they have their home in two provincial capitals more faces of Spain to live rentals. Although WINS les San Sebastian: your tenants pay an average of 1,416 euros per month. Opposite these three cities, Ourense (425 euros), Ciudad Real (450 euros) and Palencia (466 euros), cheaper provincial capitals are placed for rent. You have all the information about the price half the rental housing in Spain, analysed by autonomous communities, provinces and provincial capitals in June of Enalquiler report. The evolution of the price of rent in PDF you can download. Also you have this information online at Enalquiler where you can surf the different Spanish stocks to see the average price for the rental of their houses and annual evolution: about Enalquiler.com Enalquiler, with more than 100,000 flats for rent currently consolidated as leading real estate portal in residence in Spain for rent.


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7 Jan 13

A private pension insurance is one of the most important retirement option for the pension from the statutory pension insurance will not be very high. Many of today’s workers are also afraid that a “standard pension” is increasingly likely. Currently, we have not legally obliged to take out private pension insurance, but whether it can remain so in the future is questionable. For in the statutory pension insurance contributions are paid less and less, due to the rising unemployment figures in Germany, but also by the falling birth rate. However, one should conclude at an early age a private pension.

In his early years, the contributions are still very low, because you pay more for years in the private pension system and thereby also saves more capital. Many vendors want to sell a personal pension fund and for this reason you should always carry out a pension settlement, as well as for all other insurance of course, as for example in the Car insurance comparison. Simple and very quickly goes to the pension insurance comparison in the Internet and many companies also offer free online comparisons and can also perform as an online car insurance comparison. The comparison shows that pension insurance company for a private pension is the right way and how the pension is reasonable. In some cases, a voluntary private pension is well funded by the state. If a private pension scheme on a certain form of state support complete, then this capital saved can never be mortgaged or seized.


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4 Jan 13

Hereditary capital – a guarantee of a carefree old age, but the most important advantage of forming the ancestral capital of the insurance program – additional protection for the most insurer-insured. Agree, if a business owner or property accident happens, it is unlikely to get close quickly convert real estate into cash. Sum insured paid in the shortest possible time and does not require complex actions and procedures for obtaining it. What are the options for hereditary capital: close to people, vygodopreobritateli received the sum insured for 10 days in case of death of the insured. Insured-insured selected pay period contributions (at a time, 1 year, etc.) and insurance cover valid pozhiznenno.chtoby child or other loved one has received a capital certain date, as if survival to term insurance, in case of death zastrahovannogo.chtoby in case of death of the insured sum insured has been paid within 10 days vygodopreobretatelyu, and for survival own insured. Upon expiry of the contract, the policyholder may receive (or leave a legacy) is not only the accumulated funds in full, but also additionally invest in order to increase their capital. Thus, the formation of the ancestral capital of an insurance company – is not only convenient and civilized way to pass an inheritance to children and grandchildren, but also the additional protection of the insured accident case of serious illness, etc. Also participating in the insurance program for the formation of the ancestral capital can be fully confident in secure and comfortable old age, no matter what happens.


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3 Jan 13

/ A 26 year old who lives in Switzerland would be the ringleader of the group. Fifteen people have been reported and other 36 are involved. They are accused of crimes of abusive access to computer systems. The dome of the Anonymous hacktivist group has encajadado a new coup. A few weeks after the Spanish Interior Ministry announced the arrest of three people who he accused of being the most responsible for the attacks of the Association in Spain, the Italian police have identified members of the Italian Dome, according to police sources. IDs allowed for carry out 32 records and proceed with the seizure of computer equipment in Italy and Switzerland, where resided the regarded as ringleader of the Italian branch of Anonymous, a young man of 26 years. Thanks to the collaboration of the Swiss police, Italian agents managed c onfiscar computers and other computer equipment in the home of the alleged leader of Anonymous for Italy, an Italian known in the network with the Phre nickname and that currently resided in the Canton of Ticino (South of Switzerland). Under this operation, called Secure Italy, have been reported 15 people, aged between 15 and 28 years and among which there are 5 minors, while 36 others have been involved in the research.

The authorities of Italy accuse them of crimes of abusive access to computer system, damage to computer system and interruption of public service. Anonymous is behind the attacks on the websites of companies like the oil company Eni and Unicredit Bank, as well as the Senate, the Chamber of Deputies and the Presidency of the Italian Government. The method used by these alleged hackers, suspected that they also provided support to other foreign hackers, was, according to the police, the exploit large servers to request services and commands to the attacked web pages that were blocking the system. While in the past were needed for a computer attack hundreds of boys connecting did jump website, today used large servers that block system using appliances within the reach of everyone, said Deputy Commissioner Tommaso Palumbo, statements that reflects the Italian media. According to says on its website the Milanese newspaper Corriere della Sera, the researchers have confirmed that Italian hackers have provided support on some occasions to the Spanish and vice versa.


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3 Jan 13

As we have been discussing solutions in Cloud Computing charge every day stronger. The Cloud today not only arises as a technological solution to cut costs for companies in general, but also as a solution for improving the competitiveness of European companies. Week last Neelie Kroes, Vice-President of the European Commission and responsible for the Digital Agenda for Europe announced at the World Economic Forum of Davos, creating NATO European Cloud Partnership whose main objective will be find common terms of recruitment of Cloud services and develop standards that guarantee the safety and competition. According to the textual words of Kroes, cloud computing will change our economy. You can bring productive benefits everyone from small entrepreneurs to individuals. It promises scalability, more secure services and efficient flexibility and lower costs.

In this blog we have always defended the technology as a tool to improve the competitiveness of companies so we could not be more than agree with the approach. Though time will tell if this will have a real reflection short term in economics and especially if SMEs may benefit from these programs. CRM applications in the cloud the Cloud Computing is a flexible solution that contributes to improving the resources available in organizations, including, logically, the geeks. For this reason, we find that, increasingly there are more applications tailored to this environment. Free CRM, of course, are no strangers to this technology.

The proposal from many manufacturers, in the Cloud Computing market, contemplates three basic formulas of licensing and service marketing. The model of marketing in SaS, which we talked about in this blog, which offers customers the use of the CRM application for clinics in Cloud platform in rent, or pay per use by the exploitation of the software and which leads to a few services linked to its implementation and evolution that make it a very attractive offer. The sale of licenses of CRM in property, which housed in the CPD of the customer will be used. Although this option does not represent a direct reduction of the necessary investment in hardware and software, it’s a very interesting option for companies with multiple locations or a significant number of mobile users. Sale of software CRM Jurisoft in property and licenses its use hosted in the data center of the manufacturer. It’s a marketing model designed for companies who want to enter the Cloud world but who still do not trust the concept of rental applications. This model offers a reduction of investment in initial hardware for the client and the possibility of extending the range of services with those linked to the consultancy.


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