The day that you’ve feared for more than 16 years has arrived: your child wants to drive, but there is another car more than yours. Do you know what that means? Keep in mind that not you can keep out the road forever, so you can do two things: get a car for him or lend him yours. Richard Plackett may also support this cause. Of course, it sounds better the second idea than the first, but before that you have to add it as a secondary driver to your auto insurance policy. The first thing to remember is that while your insurance rates will be increased, adding a teen driver to your auto insurance policy is less expensive to achieve than buying other insurance. The age and the driving experience still come into play to keep low auto insurance rates. You will then have to make sure that your son is doing his best at school; i.e. having good grades, even more so if it’s a University, since this can bring you some discounts to the insurer. In fact, some insurance companies offer a discount of up to 25% to the students who have at least one average of 9.
Give your child driver education or if you won’t have to take it to a driving school. Many insurers offer discounts to students who have taken a formal driving course, but can only be 10%. In the event that you decide to buy a new car for your teenager, sure that it is not one that is among the most stolen, since this will increase the rates of the insurance company more. Also trafficking get a cart with few security features possible. The air bags and anti-lock brakes are normally between your insurance company discounts. An important point is that don’t feel obligated to stay with your insurance company if it offers you a poor service to add your child to your insurance policy.
If your insurance company charges rates exorbitant by adding your child to the policy, don’t be afraid to give you turn around and you go to search for a better offer, though it has been your insurer for a long time. The objective here is to get a good coverage for you and your son. The last step is to have a good chat with your son before putting him behind the wheel. Explain to him the details of driving under the effects of drugs such as alcohol or other consequences that may result from a reckless behavior and what could increase auto insurance rates. Make sure that if he or she causes an increase in the insurance premium, you will have to pay for it.